CLA Mortgage Assurance Plan™

---

Permanent life insurance offers lifelong protection along with a cash value component that grows over time. Unlike term coverage, it doesn’t expire — making it a valuable tool for long-term financial planning, legacy protection, or future access to funds. For mortgage protection, it ensures your home is covered no matter when life happens, while also building equity you can use later. It’s a solution for those who want both security and lasting value. 

Term life insurance provides coverage for a specific period of time — typically 10, 20, or 30 years — making it a simple, affordable way to protect your home during the years you need it most. If something happens to you during the term, your loved ones receive a tax-free death benefit that can be used to pay off the mortgage and keep the family home secure. It’s ideal for homeowners looking for cost-effective coverage tied to the length of their loan.