CLA Business Suite™

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A strategy where a business gives key employees extra compensation to buy their own life insurance, providing both a benefit to the employee and potential tax advantages.

An agreement where employees postpone receiving part of their income until a future date (like retirement), helping with tax deferral and long-term savings.

A life or disability insurance policy a business takes out on a crucial employee or owner, helping the company recover financially if that person dies or can’t work.

A legal contract where business owners agree on how ownership will transfer if one owner dies, becomes disabled, or leaves the business—typically funded by life insurance.